Compare Arkē to the five vendors most European fintechs evaluate. Real numbers where they're public, honest gaps where they're not.
|
Arkē
EU-built
|
ComplyAdvantage
|
Sumsub
|
SEON
|
Onfido (Entrust IDV)
|
Nethone
|
|
|---|---|---|---|---|---|---|
| Starting price (monthly) | €149/mo Published. No call. | Contact sales | Contact sales | From ~€199/mo Self-serve available | Contact sales | Contact sales |
| Pricing transparency | ✓ Public | ✗ Hidden | ✗ Hidden | ~ Partial | ✗ Hidden | ✗ Hidden |
| Go-live time | 48 hours | Weeks (enterprise onboarding) | Days–weeks | ~14 days | Weeks (enterprise) | Weeks (enterprise) |
| Bundled coverage KYC / AML / TM / Fraud |
✓ All four bundled Single platform, one price |
~ AML + Screening KYC separate |
~ KYC + AML TM add-on |
~ Fraud + AML KYC limited |
~ KYC + ID verification TM separate |
~ Fraud / device intel AML limited |
| EU regulatory specificity MiCAR / AMLD6 / DORA / NIS2 / AMLA 2027 |
✓ All five regs Built for EU compliance first |
~ AMLD6 / some MiCAR DORA/NIS2 partial |
~ AMLD6 / MiCAR DORA not primary |
~ AMLD6 focus MiCAR emerging |
~ KYC/AML regs EU focus secondary |
~ Fraud regs EU AML secondary |
| API-first | ✓ Yes All endpoints public | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| Free trial / sandbox | ✓ Live demos Screen · Monitor · Report | ✗ Demo call required | ~ Trial on request | ~ 14-day trial | ✗ Demo call required | ✗ Demo call required |
| Headquartered in EU | ✓ Yes — Greece | ~ UK (post-Brexit) | ✓ Cyprus | ✓ Hungary | ✗ US (Entrust, Canada) |
~ Poland (Nethone) acquired by Mangopay |
Scroll right to see all vendors, or view side-by-side on desktop.
Sources: vendor public pricing pages, documentation, and regulatory filings as of May 2026. Competitor data marked with ~ is based on publicly available information and may not reflect custom enterprise agreements. "Contact sales" = no public pricing available at time of research.
Where each competitor wins, and where Arkē does.
The go-to for large financial institutions needing deep adverse media coverage and real-time sanctions screening at scale. Their dataset is genuinely mature — millions of structured entries across PEP lists, sanctions, and watchlists.
Strong ID verification platform with good EU footprint. Particularly capable at document OCR and liveness detection at scale — if your primary need is onboarding identity checks with biometric verification, Sumsub is worth evaluating.
Fraud prevention-first platform with some AML overlap. SEON's real strength is digital footprint analysis — email, phone, social media enrichment for real-time fraud scoring. Their published pricing is a genuine differentiator in the space.
Onfido was the UK's best-known identity verification company before being acquired by Entrust (a US corporation) in 2024. The product is now branded Entrust IDV. Strong document verification, trusted by large UK and EU banks.
Nethone specialises in device intelligence and behavioural fraud detection. Acquired by Mangopay in 2022 — now primarily positioned as the fraud layer within Mangopay's payment infrastructure. Strong if you're already on Mangopay.
Four of five competitors hide pricing. That means a sales call, a discovery deck, and a quote that takes weeks. By the time you're live with them, you'd already be three weeks into production with Arkē.
European fintech compliance isn't a luxury item. Pre-seed and seed-stage companies shouldn't need a sales team just to find out if they can afford a regulator-ready stack. We publish the number. You evaluate it, compare it, and start a pilot — no salesperson required.
No sales call. No discovery deck. Just compliance.
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